The Discover® Classic Student Card also gives you up to 1% cash back bonus and no annual fee with 5% Cashback Bonus® on Get More Program purchases throughout the year.  You also get up to 1% Cashback Bonus® on all your Other Purchases with the Discover® Flag Card and 5% Cashback Bonus® on Get More Program purchases throughout the year.  The Discover® Gold Card carries a 0% introductory APR and bonuses up to $500.  With the  Discover® Platinum Card  you also get the 0% introductory APR and up to 1% Cashback Bonus® on all your Other Purchases and  5% Cashback Bonus® on Get More Program purchases throughout the year*.  The Discover® Platinum Clear Card provides similar rates as well as a choice of 5 stylish card designs.  Likewise, the Discover® Platinum Wildlife has the same great rates and allows you to choose among a number of beautiful wildlife graphics including images of an eagle, wolf, tiger, dolphin and butterfly.  The Discover® Student Clear Card has no annual fee and up to 1% Cashback Bonus® on all your Other Purchases, as well as several stylish designs you can select along with 5% Cashback Bonus® on Get More Program purchases throughout the year.   

At First United Visa and MasterCard® you can apply for credit online with only 6 months on the job and a valid SSN number.  You can get an unsecured Visa or MasterCard® credit limit of up to $7,500 even if you have had bad credit in the past. 

The First Vineyard card is a new type of card – commonly called a “prepaid” or “stored value” MasterCard®. First Vineyard provides consumers with the most powerful alternative to conventional credit cards or bank accounts on the market today. It provides individuals with the freedom, convenience, and purchasing power of MasterCard® regardless of banking history or credit score.  First Vineyard takes a portion of the discount fee paid by merchants, and uses it to compensate members as they use their cards and refer others. You are compensated for everyday spending.

The Visa® Prepaid Cash Card from Four Oaks Bank and Trust Visa Card is a payment card that can be given to anyone just like a gift certificate or used by anyone who finds himself or herself in a bad credit situation. It acts just like a regular credit or debit card and can be used anywhere Visa® is accepted. You can choose between a plastic card for all purchases and a virtual card for web site or catalog orders.  The Four Oaks Bank and Trust Visa Card is the perfect gift for everyone. It is more convenient than traditional gift certificates because it can be used everywhere that Visa® is accepted. The Visa® Prepaid Cash Card comes in various designs for different occasions and allows you to add a personal message. With the prepaid card there are no credit checks, no turndowns, no annual fees, no security deposit and no employment requirement. 

The Union Plus Card  is a credit card for current or retired union members only.  It provides low interest rates and several options for persons with bad credit histories.

To qualify for a merchant account that allows you to accept credit cards, you have to establish good credit.  If you have had problems in this area, a debt consolidation program, such as Free Debt Consolidation may help you get back into the good graces of the merchant account acquiring banks.  Similar services are also provided by DebtSaviors.com and iDebtAssistance.com. 

If you need a legal team to clear out unfair negatives on your credit report, Lexington Law may be the ticket.   You can also get legal help from iLaws.net for just pennies a day.

Listed below are financial resources that can help take the e-commerce entrepreneur from point A to point B.  Be sure to inspect the full disclosure of all fees and interest rates for these and any credit card for which you may apply.  The listed resources include a number of credit card issuers that offer great rates and features.  Following credit cards is a number of credit repair services and debt consolidators. You will also see a list of money lending services and a score of venture capital investors.  If you can't afford the services of a full-time CFO, perhaps a virtual CFO may help to get you past the startup stage?

Credit Card Accounts

Financial Counseling and Debt Consolidation

 Equity Loans

Government Loans and Grants

Venture Capital 

Start-up capital is available from several venture capital groups and portals on the web.  Several are listed below and you may use the optimized search tool to search for more venture capital resources and financial resources.  A good business plan and business know-how are required for venture capital.  Keep in mind, however, that these organizations have pressure from investors to move their money.

Venture Capital News and Services

Venture Capital Resources